Apply for KASUMI Credit Card – Learn How to Enjoy Exclusive Rewards and Benefits

The KASUMI Credit Card is designed for shoppers who want to save more while enjoying exclusive perks at KASUMI stores. 

With this card, you can earn points, access member-only discounts, and simplify your payments. 

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This article explains how to apply for, manage your card, and maximize its rewards.

Key Features of the KASUMI Credit Card

This card offers practical features tailored for frequent KASUMI shoppers. 

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Below are the main benefits you can take advantage of every time you use it.

  • Point Rewards System: Earn points on every purchase at KASUMI stores, which can be redeemed for future discounts.
  • Exclusive Discount Days: Enjoy special member-only discount days throughout the month.
  • Partner Store Benefits: Earn additional points and receive exclusive deals when shopping at affiliated group stores.
  • Mobile Wallet Compatibility: Use your card with mobile payment services like iD or QUICPay for fast and contactless transactions.
  • Family Card Option: Add supplementary cards for family members to share benefits under one account.
  • Digital Management Tools: Track spending, view statements, and manage points through the online portal or app.

Interest Rates and Fees

Know the KASUMI Credit Card’s fees and rates to manage costs effectively. Here are the key charges to consider.

Annual Fee

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  • ¥1,375 (including tax) per year
  • Often waived in the first year or when yearly spending requirements are met.

Purchase Interest Rate

  • 15.00% per year for revolving payments

Cash Advance Interest Rate

  • 18.00% per year on cash withdrawal amounts

Late Payment Charges

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  • Up to 20.00% per year on overdue balances

Card Reissue Fee

  • ¥1,100 for lost or damaged card replacement (unless due to issuer error)

Apply for KASUMI Credit Card – Learn How to Enjoy Exclusive Rewards and Benefits

How to Apply for the KASUMI Credit Card

Applying for the KASUMI Credit Card is a quick and convenient process. 

You can complete the process online in minutes or apply in person at a KASUMI store.

Online Application Steps

  1. Visit the official KASUMI credit card website.
  2. Fill out personal details: name, address, date of birth, employment, and income.
  3. Upload or scan required identity and income documents (e.g., driver’s license, My Number).
  4. Review and agree to the terms and conditions.
  5. Submit your application and wait for email confirmation of approval.

In‑Store Application Steps

Go to any KASUMI customer service counter.

  1. Request the credit card application form or tablet-assisted application.
  2. Present your valid ID (e.g., driver’s license).
  3. Fill out your basic personal and financial information.
  4. Submit and receive a receipt or provisional approval notice.

Managing and Monitoring Your Card

Managing your KASUMI Credit Card is simple with digital tools and flexible payment choices.

You can track your spending, check points, and set payment alerts anytime.

Below are the main ways to keep your account organized and secure.

  • Mobile App Access: Check your balance and track transactions and viewpoints in real-time.
  • Online Account Management: Download statements, monitor bills, and manage settings online.
  • Spending Alerts: Set up email or SMS alerts to receive notifications about spending limits, payment due dates, or large transactions.
  • Flexible Payment Options: Choose between lump-sum, installment, or revolving payments depending on your budget and preference.
  • Auto-Pay Setup: Link your bank account to automate monthly payments and avoid late fees.
  • Customer Service Support: Contact support through the app or website for help with card security, billing issues, or general inquiries.

Apply for KASUMI Credit Card – Learn How to Enjoy Exclusive Rewards and Benefits

Exclusive Member Benefits

Enjoy these special perks when you use the card regularly:

  • Welcome Bonus Points: Earn extra points or coupons after your first purchase.
  • Birthday & Anniversary Rewards: Receive bonus points or gift vouchers on special occasions.
  • Discount Day Access: Enjoy special pricing and additional savings on member-only sale days.
  • Partner Store Offers: Enjoy exclusive promotions and point deals at affiliated locations.
  • Annual Fee Waiver: Have your yearly fee waived by reaching a set spending threshold.
  • Limited-Time Campaigns: Enjoy exclusive access to seasonal promotions and multipliers for cardholders.

Additional Card Services

Beyond rewards and payments, the KASUMI Credit Card offers additional services that enhance convenience and security. 

Here are extra features you can use as a cardholder:

  • Family Card Option: Add family members to your account to share benefits and manage spending together.
  • Lost or Stolen Card Support: Report and block your card quickly through the app or hotline to prevent misuse.
  • Emergency Cash Service: Request temporary funds during travel or emergencies if your card is unavailable.
  • Fraud Protection: Get automatic protection against unauthorized transactions with real-time alerts.
  • 24/7 Customer Assistance: Access help anytime via phone or app, especially when you encounter card issues or payment problems.

Practical Tips to Maximize Your KASUMI Credit Card

Using the card wisely helps you earn more points and avoid unnecessary costs. 

Follow these simple tips to get the most out of your card:

  • Shop on Discount Days: Use your card during KASUMI’s member-only sale days to save more.
  • Track Point Expiry: Regularly check your points to avoid missing redemption deadlines.
  • Join Promotions: Activate seasonal campaigns or point multiplier events through the app or email.
  • Use the App Often: Monitor spending, points, and billing from your phone for better control.
  • Pay Full Balance Monthly: Avoid interest charges by settling your bill in full each cycle.
  • Set Payment Alerts: Use reminders or auto-pay to prevent late fees.

Customer Support and Assistance

Getting help with your KASUMI Credit Card is simple and accessible. Support is available online, by phone, or in-store for any card-related concerns.

Customer Service (General Inquiries)

  • 0120‑371 315 (Toll‑free)
  • Available 9:00–18:00 every day

24‑Hour Support (Fax Only)

  • 0120‑298 225
  • You can send messages anytime, but note this line is for fax use only

In-Store Assistance

  • Visit the KASUMI service counter for in-person help with applications or account changes.

Mobile App Support

  • Use the in-app chat or contact links to get assistance directly from your phone.

For assistance with applications, card management, or any issues, please call 0120-371-315 during business hours.

Conclusion – Enjoy Smarter Spending with KASUMI Credit Card

The KASUMI Credit Card offers valuable rewards, flexible payment options, and exclusive perks for everyday shoppers. 

It’s easy to apply and even more straightforward to manage with mobile tools and support. 

Apply today to start earning points and enjoying member-only benefits.

Disclaimer and Approval Notice

Card approval is subject to credit screening and the issuer’s terms and conditions. 

Benefits, fees, and interest rates are subject to change without prior notice. Always check the official website for the latest information.